We endeavour to locate all beneficiaries that are entitled to an estate. However, sometimes we come across a person who just can’t be found, or you may simply want complete certainty that the estate has been distributed as risk-free as possible. In these cases, we can obtain quotations for missing beneficiary insurance using our specialist reports following thorough investigations.
Insurance is not an alternative to research, but it can support you when research is inconclusive. We are authorised and regulated by the FCA for insurance mediation purposes. There are two types of missing beneficiary insurance that we can obtain for you:
Known risk
To be obtained on cases where there is a known beneficiary who has not been located and contacted.
Comfort cover
To be obtained primarily on intestate estates where all beneficiaries have been traced to the best of everyone’s knowledge, but you want complete certainty prior to distribution.
Protect you and your clients from the risk of future claims
By instructing us to take out an insurance policy, you ensure that you and your clients are protected should any missing or previously unknown beneficiary come forward with a claim after distribution.
On an intestacy that fell to the class of whole blood uncles and aunts, a solicitor instructed a firm of genealogists to identify all the beneficiaries. This firm claimed to have finished their research and the solicitor approached insurers for a Missing Beneficiary Insurance quote. The insurers rejected the work carried out by the original genealogy firm.
We were subsequently instructed and conducted research to verify the family tree. We uncovered an additional 23 potential heirs not previously identified, and obtained Missing Beneficiary Insurance for our client.
If you’re looking for Missing Beneficiary Insurance, you may also find these related services useful to resolve complications in estate administration.
If you’re struggling to locate any of the beneficiaries, find out how our many years of experience can help you locate them quickly.
Is it unclear who is due to inherit under the intestacy rules? Reconstruct the family tree to ensure all entitled people are included and unentitled people are excluded.
Our dedicated team of experts are available Monday to Friday between 9am - 5pm to ensure a resolution is achieved smoothly and efficiently.
Our useful resources are designed to help you understand how you can overcome complications in estate administration.
Personal Representatives are under a duty to collect, gather in and administer according to the law. This article explores how insurance can help when things aren’t straightforward.
This blog post revisits the case and shares the impact that it had on future estate administration cases in relation to Missing Beneficiary Indemnity Insurance.
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